Ethical investing is simply choosing ethical and responsible investments that focus on 1. growing your money and 2. improving your impact on the planet.

There are now more options than ever for consumers to achieve these dual objectives with their choice of personal investments and also their choice of Superannuation.

Financial security. Life experiences. And a lasting legacy. They’re the aspirational goals of many people.

But what that actually represent for any one individual is very very different from another individual. What does your version look like?

The Sandwich Generation refers to those in their 50's and 60's who are 'sandwiched' between their young adult children on one side and their ageing parents on the other.

Just when they thought life might have been getting easier, they find themselves with a lot to think about - including their own retirement!

Only 40% of people actually engage regularly with their Super. It is likely that you have just received or about to receive your annual Super Statement. Did you look at the statement?

"While we all need to make money to live - taking control of your financial life involves making consistently good decisions with the resources you have, changing your financial habits and living deliberately" - The Minimalists

This week Tim chats about how aligning a range of savings and investment vehicles to your life stage goals can provide you with a clear and purpose-led plan.

Change can turn our plans, our lives and our dreams upside down.

Whether you have faced a redundancy, dealt with a break-up, been in an accident, lost a loved one, had a health scare, or been impacted by an economic downturn, your ability to navigate through the change process and create an alternative plan will be the key to your future happiness.

Shannah Kennedy discusses her new book "Plan B" - her simple, yet powerful 4-part guide to give you the confidence to accept, heal, grow and adapt.

In 1993, young American university student, Amy Biehl was brutally murdered in the streets of Gugulethu.

The fall out from Amy's death, the approach taken by her parents and the foundation started in her honour is a very unique story.

One of the first recipients of the Amy Biehl foundation was Vincent Ntunja. Vincent is a Basketball Mentor, Model, Sports Presenter and Under Armour Brand Ambassador.

Vincent takes us on his journey and in doing so demonstrates the raw power of having a rock solid Vision and crystal-clear Purpose.

Asking the question RUOK is a vital first step in starting a conversation.

But how well prepared are you for an answer of NO?

For many of us, we might feel ill-equipped to deal with the rawness of such a conversation. It might make us fearful or even want to avoid getting too deep into the topic.

Most of us have Superannuation. In fact for many it is one of our largest liquid assets.

But how is this asset paid out when you die?

Have you even made a nomination with your fund and is it valid?

Peter Treseder is the Education Manager with one of Australia's largest super funds - Australian Super.

Leaving assets in an Estate can often get complicated. Family relationship dynamics or the relationship status of a beneficiary can cause conflict.

Laura Salsbury from Generation Life explains how an Investment Bond can be used in some circumstance to mitigate conflict and provide certainty.

Whilst an Estate Plan is made up of legal documents such as a Wills and Powers of Attorney, you also have the ability to leave your more personal and intimate instructions to your Executors, Guardians of Children and/or Beneficiaries.

This document is called a Letter of Wishes.

Lucy Percy is a lawyer and is the owner of Head and Heart Estate Planning. Lucy explains the importance of the Letter of Wishes to better assist those that you are relying upon.

Have you heard the term Testamentary Trust?

In this episode, Tim chats to Tara Lucke about the power of a Testamentary Trust Will for everyday Australians and their families.

Tara likes to think of the Testamentary Trust Will as the super hero of estate planning, because they will save your family tax after you die, save your inheritance from divorce and bankruptcy risks and save young children from wasting their inheritance. What’s not to love?

These past 5 weeks we talked to experts about getting better planned in this financial year.

But where do you start? And how are you going to consolidate, view and track your financial world.

Look no further than The Aspire Wealth Portal.

Your Cashflow is the cornerstone to you successfully managing money and allowing your to fulfil your Dreams and Goals.

To succeed in Mastering Your Cashflow you need to be far more intentional that simply setting a budget.

We live in a consumption-driven world where we’re celebrated for the things we have — gorgeous wardrobe, a new car, the latest mobile phone. We’re rarely applauded for intentional spending, choosing to save, or delaying gratification.

But there are long term consequences to continuing down an emotional spending path.

We all know that getting our money to working harder is a good thing!

But investing can seem complicated and risky or only for the rich. No longer!

Technology has brought quality investing within the reach of most of us.

But how do you get started?

Where do you start when searching for a Financial Adviser that is right for you and your needs?

Well look no further. Adviser Ratings is a website that is "the Travel Adviser of Financial Advisers".

The End of Financial Year has passed us again. Were you well organised this time around? Did you feel like you should have been more prepared?

Well here is your chance to get yourself well organised for THIS financial year.

Setting and achieving goals is not easy. We fail many more times than we actually succeed. Why does this happen?

Tim discusses a few reasons why goals fail and provides the 'Why, What, How & When' framework to goal setting.

Understanding the Aged Care system can be daunting.

Often it is complex and confusing. There are big decisions to be made at a time when families are feeling emotional and vulnerable.

This week we talk to Louise Biti, co-founder and Director of Aged Care Steps, the leading business supporting professionals to implement advice solutions into their advice businesses in the areas of aged care and other related matters.